Medicare Open Enrollment runs October 15 through December 7, giving current beneficiaries a chance to review their coverage and make changes that take effect January 1, 2027. Your health needs, medications, providers and plan costs can shift from year to year, so it’s worth comparing premiums, deductibles, copayments, drug coverage and out-of-pocket limits, even if you’re happy with your current plan. During this window you can switch between Original Medicare and Medicare Advantage, change Advantage plans, or join, change or drop a Part D drug plan. Keep in mind that returning to Original Medicare doesn’t guarantee the right to buy a Medigap policy without medical underwriting, so confirm your options before making a switch.

The first year of retirement can feel exciting, uncertain, and everything in between. Here's what to expect emotionally, financially, and practically as you settle into this next chapter. Reach out if you'd like to talk through your transition.

The holiday season isn't complete until you've watched your favorite Christmas movie. While you settle in with a cup of cocoa, think about how the aftermath of these favorite movie mishaps would play out in real life.

Are you ready for Medicare's open enrollment? Here are a few changes you can make to your health coverage during this time.