HOW WE HELP
Financial Planning
Goals-based financial planning is foundational to our client-centric approach at TCM Wealth Advisors. Our objective is to help you prosper by creating a personal financial plan that brings your financial and life goals into proper alignment.
To determine the most optimal financial planning strategies for you, we engage in a series of in-depth conversations over several meetings to gain an understanding of your current financial situation, tolerance for risk and your values, hopes and expectations. That process also involves:
- Evaluating your risk tolerance through a risk assessment questionnaire
- Determining your event-based (retirement and education) goals and other short and long-term goals
- Gathering quantitative and qualitative financial information from you about your current investments, assets and liabilities
The result of our goals-based financial planning process is a written document that outlines an action plan and set of recommendations designed to help you achieve your financial goals and objectives. Upon implementation of your financial plan, we work with you to monitor its progress.
Life is full of changes and as your life changes – perhaps through the birth of a grandchild, a promotion at work or a significant inheritance – we’ll help you revisit your financial plan and make adjustments as necessary.
We can also work with you on retainer or hourly, depending upon your specific needs in the following areas:
- Asset Allocation Analysis
- Business Planning
- Cash Flow Forecasting
- College Education Funding
- Divorce Financial Planning
- Estate and Charitable Planning
- Financial Goal Planning
- Financial and Risk Management
- Financial Statement Preparation
- General Analysis and Planning
- Insurance Needs Analysis
- Portfolio Review and Risk Analysis
- Retirement Planning
- Tax Planning
- Transition Planning
- “Windfall” Financial Planning
- 401(k) Asset Allocation Design and Analysis