Identity theft is a growing risk in our digital world — but a credit freeze can stop it in its tracks. By restricting access to your credit report, a freeze makes it far harder for thieves to open accounts in your name. Whether you're responding to a data breach or simply being proactive, a freeze puts you back in control. Here's what a credit freeze does, how it works, why it matters, and how to put one in place.
![Week In Perspective | Earnings Season Arrives; Investors Take a Breath [27-July-26] Thumbnail](https://static.twentyoverten.com/content/featured/feature-earnings-season-arrives-investors-take-a-breath.png)
Stocks slipped last week as investors weighed Q2 earnings, Middle East tensions, and chip trade developments. The Nasdaq Composite led the decline, falling 2.13%. The S&P 500 dropped 0.61%, and the Dow Jones Industrial Average slid 0.38%. Overseas, the MSCI EAFE Index — which tracks developed international markets — bucked the trend, rising 0.35%.
![Week In Perspective | Inflation Retreats; Chips Stumble [20-July-26] Thumbnail](https://static.twentyoverten.com/content/featured/07-17-2026-feature-inflation-retreats-chips-stumble.png)
Stocks fell last week as the chip-stock trade entered a selloff phase, despite upbeat news on inflation. The Standard & Poor’s 500 Index fell 1.55%, while the Nasdaq Composite Index declined 2.90%. The Dow Jones Industrial Average slipped 0.93%. The MSCI EAFE Index, which tracks developed overseas stock markets, lost 0.80%.
![Week In Perspective | Chip Rally Lifts the Week [13-July-26] Thumbnail](https://static.twentyoverten.com/content/featured/07-10-2026-feature-chip-rally-lifts-the-week.png)
Stocks largely advanced over a V-shaped week as the AI trade, led by chip stocks, pushed the S&P 500 and Nasdaq averages higher amid renewed conflict. The S&P 500 Index rose 1.23%, while the Nasdaq Composite Index advanced 1.74%. The Dow Jones Industrial Average declined 0.50%. The MSCI EAFE Index, which tracks developed overseas stock markets, lost 1.42%.